Accessible & Dependable
Ensuring that our clients have the tools and knowledge to face the future with confidence is at the heart of Forward Wealth’s process.
While some may want a one-time plan, as fiduciary financial advisors, we strongly believe in being a long-term partner that our clients can trust to achieve their financial goals. We understand your life is complex and can have many twists and turns, which is why your financial plan should continually evolve to mirror those life changes.
We also believe in helping educate our clients on all aspects of their financial lives through regular meetings and transparent communication.
Families and businesses served
States where our clients reside
Of clients in the retirement distribution phase
Our Process
INTRODUCTORY MEETING
Through this hour-long meeting with one of our advisors, we’ll better understand your financial picture and what you’re hoping to accomplish in a relationship with a financial advisor. We’ll explain our approach, our role as fiduciaries, our fee structure, and more. We’ll also carve out time for you to ask any questions about working with us, with the ultimate goal of establishing whether we’re a fit for your needs.
CREATING THE PLAN
We’ll use our second meeting to build off what we’ve covered so far and lay the groundwork for your financial plan. This is the meeting where we can dive further into the specifics of your situation: the goals, questions, and concerns you have for your financial future.
ONBOARDING
Once you’re ready to proceed, we’ll begin the onboarding process. You’ll sign paperwork (most of which can be done digitally through DocuSign), take a questionnaire to establish your risk tolerance, and begin account transfers. Our client service team will be there to ensure everything moves efficiently through this process.
REVIEW MEETING
After you’ve moved through the onboarding process, we’ll meet at a time that’s convenient for you. It’s not simply a set-it-and-forget-it mindset after your accounts have transferred. We’ll go over the initial takeaways, hear any questions or concerns you may have, and cover any outstanding to-dos.
Michael Baer
My philosophy is simple: Put clients first and treat them like family. I believe in listening more than talking, understanding your dreams and challenges, and providing guidance without pressure. My goal is to make quality financial planning accessible to everyone, regardless of their income or assets. I’m passionate about helping you navigate the complexities of financial planning, ensuring that your strategy aligns with your life’s goals. With a proven track record of success and a genuine care for my clients’ wellbeing, I’m confident in our ability to work together towards securing your financial future. Let’s start this journey together.
Frequently Asked Questions
Here are some of the most common questions we receive.
Yes, through Harbour Investments, Inc., an independent broker-dealer, and Registered Investment Advisor. We are able to provide a full array of products and services to best fit your needs.
We maintain a network of highly trained and respected professionals whom we can refer to for their subject matter expertise in associated areas such as tax planning, estate planning, business legal matters, liability insurance, etc. These relationships are strictly professional and are not compensated by any fee-sharing arrangements.
Mostly, this is up to you. We like to maintain regular contact based on the services you are in need of. In cases where you desire less frequent meetings, we will accommodate your request but ask that we meet no less frequently than once a year.
We have multiple compensation models. We have multiple compensation models to choose from based on your needs.
No, we do not require a minimum investment. We want to assist people in building wealth in a strategic manner no matter where they are in their financial journey. We value the relationship with our clients over the dollars they have.
We provide a rigorous analysis to develop effective investment strategies and monitor these investments regularly to help attain expected performance. Investments are determined in conjunction with your other important financial goals.